Tag: GP

Gp Locums Urged To Ensure Hmrc Compliance Or Risk Financial Penalties For Practices

Locums risk falling foul of tax legislation

GPs locums and practices are running the risk of landing unexpected tax bills by not complying with tax legislation.

The warning, from contractor accountant firm Brookson, comes at the end of a year in which HMRC collected 9million in unpaid taxes from just 1500 medical professionals.

Experts are now warning GPs face a rise of 10k a year in tax bills.

With changes to PCT funding meaning that GP locums will be under even greater financial burden, Brookson, which specialises in accounting services for contractors, is looking to spearhead compliance in the medical industry by giving GP locums the advice they need to avoid unexpected tax bills and the potentially damaging reputational impact to their practice.

Martin Hesketh, managing director of Brookson, said:

It is clear that GP locums and practices are coming under the spotlight and working practices need to be 100 per cent compliant. HMRC is placing a strong focus on VAT, the declaration of business expenses, pensions and the employment relationship that exists between the practice and the locum.

Brookson have long been regarded as the employment status experts for independent workers. As HMRC turn their attention to the medical sector we are now looking to help promote compliance and provide guidance on employment status, promoting stability and longevity within the locum marketplace. Practices failing to ensure the employment status for locums they appoint is managed correctly could face substantial financial liabilities of unpaid tax and NIC, and embarrassment for all parties involved exemplified by the large amount of taxes repaid this year from the sector.

According to accountants for contractors Brookson many GP Locums use traditional high street accountants for their tax affairs; however with HMRC examining the working relationships of locums this is not something the industry is prepared for and our experience and research shows that many locum relationships are actually at risk of being seen as disguised employees by HMRC.

Brookson advises that complex IR35 tax legislation means accounts and working practices must be reviewed at more regular intervals with specialist help on IR35 compliance. Brooksons free guide to accounting explains IR35 compliance, employment status and what it means to you.

Brookson is helping to increase standards across the independent worker marketplace by co-founding the Freelancer and Contractor Service Association (FCSA) which has developed a code of conduct for members to help drive compliance across multiple business sectors in line with HMRC legislation.

-ENDS-

For more information, please contact Victoria McDonnell at Brookson Ltd.
Email: victoria.

Notes to Editors:

Brookson provides accountancy, tax and support services for self-employed professionals working on an umbrella basis, or running their own business either as a sole trader and or via their own limited company.

Brookson was launched 15 years ago by contractors, for contractors to provide advice and support to self-employed individuals to ensure they access the benefits they are entitled to, while working compliantly. Managed by a highly-qualified team of chartered accountants and former contractors, Brookson is committed to providing a first class service to its customers.

The independent worker market is highly legislative and the taxation side can be very complex. Throughout its 15 year history Brookson has used its specialism in independent working to guide its customers through the many changes in legislation, always ensuring they are operating compliantly whilst also optimising their tax position.

We are currently working with the BMA and Vocational Training Schemes to create a service for Locum GPs to ensure longevity and compliance within the market place and are now looking to engage with GP practices and Locums directly.

Have Yourself A Personal Financial Timeline

Since day one of working as an employee, youve been working hard and disciplining yourself. You got promoted and experienced increases in your salary. Youre finally at the coveted position known as in the black, which means you now earn more than you spend. Financial freedom is just around the corner for you. Because you actually bring in more than you bring out, you now have the chance to do something positive with your excess money, like building your pot of gold and paying off all your debts. Whether youre planning to invest or save up, youll need to follow a timeline so that you would know what to do, how to do it, under a specified time. Like all timelines, here are the areas you need to focus on in order of importance.

Pay off debts with high-interest

Debt in itself is not destructive at all. In fact it helps a lot of people fill in some emergency expenses or lump sum needs. What makes debt troublesome is the interest rate attached to it. As a general rule, the longer you carry debt, the more money you will end up paying. Therefore, the first step in this timeline and towards financial freedom is paying off the money you owe, especially the ones with high-interest rates. These debts are easy to locate. Simply gather all your debt, make a list, and rank them according to interest rates. With the extra money you have, pay off the debt with the highest interest, and then down the list.

Pay off other debts

Corporations and small businesses share the same policy when it comes to their liabilities; they make sure their debts, whether short-term or long-term, are paid as soon as possible. If all liabilities can be paid in a month, then by all means, pay them off. This is how you should look at personal finance as well. Debt is never a friend when it comes to handling your finances. If you have debt, do not procrastinate and pay them right away. Even if there are small or no interest rates attached to the debt, make it a priority to settle them because it helps your well-being both emotionally and mentally to know that youre debt-free.

Create a savings account

For starters, try to set aside at least 10% of your income every time you receive a paycheck. If youre already doing that, try to increase the percentage that you save. Ten percent may seem small, but five years from now youll be surprised at how huge your savings account would be if you practiced this step strictly. Further, the amount you accumulated over the years can be used to build an investment portfolio. To some people, savings and a retirement plan just dont cut it. If youre one of those people, then work your way towards having an investment portfolio to increase your assets. And what better way to start than having a savings account.

Plan for retirement

If your employer doesnt provide a 401(k), visit your local bank and set one up right away. Planning for retirement is crucial because the money you bring in is only temporary. Once you leave the company, youre salary goes along with it. To cushion this sudden disappearance of income, you should have a retirement plan like a 401(k) or a life insurance annuity policy. GP